Watching your bills
Rent, phone, cards. Bud tells you before they hit, not after.
Your money,finally textingyou back.
It watches your accounts, calls bills before they hit
and tells you straight when something's off. Free to join.
08:14
iMessage
Bud ›
One text awayfrom sorted.
No spreadsheets, no budgeting app you'll forget about. Just texts from someone who's looking out for you.
Bud keeps youin check.All in one place.
Chequing, cards, savings, investments, loans. Connect them once and Bud watches all of it, so nothing slips.
5 accounts connected
Everything · Oct 21–27
Bud is reading
Chequing$1,284Visa−$412Savings$3,420TFSA$2,206Student loan−$8,900
- Oct 27VISAUBER* EATS PENDING−$23.40
- Oct 27VISASPOTIFY P2A91F3−$11.99
- Oct 26VISAUBER* EATS−$18.75
- Oct 25CHQPAYROLL BLUE OWL+$1,146.00
- Oct 25TFSACONTRIB FROM CHQ+$100.00
- Oct 24VISAUBER* EATS−$21.10
- Oct 23CHQSPOTIFY USA *1161−$11.99
- Oct 22VISAUBER* EATS−$22.85
- Nov 14VISAPAYMENT DUE−$412.00
- Dec 12LOANFIRST PAYMENT−$186.00
Rest of the month
covered until
Nov 14 ✓
Six money choresyou'll stop doing yourself.
Killing forgotten subscriptions
Free trials, apps you never open, the gym you swear you'll go to.
Explaining your investments
Why your TFSA moved, in plain English. No charts required.
Spending in hours of work
Every purchase in hours of your shift. Puts that $14 lunch in perspective.
Saving on autopilot
A little every payday. You'll barely notice it leave.
Answering the dumb questions
TFSA, RRSP, credit scores, taxes. Nobody's judging.
Tell Bud what tokeep an eye on.
Text it the way you'd tell a friend. Bud watches every account you connect and only texts when it matters. Connections run through Plaid, so your login never touches toque.
Chequing
TD
$1,284
Credit card
CIBC Visa
$412 owing
Savings
Tangerine
$4,961
TFSA
Wealthsimple
$2,206
Student loan
NSLSC
$8,900 left
Receipts
Gmail
142 this year
iMessage
Bud ›
Banks shown as examples. Connections run through Plaid.
Your money stays at your bank.
toque connects through Plaid, never sees your banking password, and never holds your money. Keeping it safe is the whole job.
Connected through Plaid.
The network behind apps like Venmo and Robinhood. Your login goes to Plaid, never to us.
SOC 2 Type II.
Plaid is independently audited on how it protects your data.
ISO 27001 & 27701.
Plaid is certified to the international standards for security and privacy.
We never hold your money.
It stays in your own accounts. toque isn't a bank.
Nothing moves without your OK.
Bud asks first. Every time.
Yours to disconnect.
Unlink any account whenever you like.
toque is not a bank and doesn't provide regulated financial advice. Certifications listed are Plaid's.
Free to join.Seriously.
No card, no catch. Just your number.
We'll share pricing well before launch, and you'll hear it first.
My October
Wrapped
Oct 1–31 · 5 accounts
ItemsAmount
- Tim Hortons runsWay too many
- Uber Eats orders9
- Biggest dayOct 25
- "Can I afford it?"Asked 6x
- Subscriptions2 fewer
- No-spend streak6 days
- Montreal fundOn track
Budget$1,900.00
Under by$26.00
Total:$1,874.00
toque
Fair questions.
The things people ask before they join. Tap one.
Anything else? Ask Bud when you're in.
Bud
Tap a question
Your move.
Everything on this page started with one text. Yours starts with your number.
Free to join. No card, no spam.
Canada first 🍁 We'll text you when it's your turn.